Kilkenny Citizens Information talks to CRKC

Kilkenny Citizens Information talks to CRKC

On Afternoon Outlook from Thursday 25th February, Don Devlin spoke to Sarah Drea from Kilkenny Citizens Information Office where they spoke about payments for people who retire at 65


If you retire at 65, you may qualify for a new benefit payment until you reach 66. At 66, many people will qualify for a State Pension.

To qualify for this new benefit payment at 65, you must have stopped working and meet the social insurance (PRSI) conditions.

The payment is similar to Jobseeker’s Benefit, but you don’t need to be looking for work or sign on at your local Intreo centre.

It is axed the same as Jobseekers Benefit.

How to qualify

To get the new benefit payment for people aged 65, you must:

  • Be 65 years of age
  • Have stopped working this includes both employment and self-employment (some subsidiary employment is allowed – see below)
  • Live in Ireland
  • Satisfy the social insurance (PRSI) conditions

Social insurance (PRSI) conditions

If you were an employee, you must:

  • Have paid at least 104 PRSI contributions at Class A , H or P


  • Have paid at least 156 PRSI contributions at Class S


  • Have paid or credited at least 39 PRSI contributions at Class A, H or P in the Governing Contribution Year (a minimum of 13 weeks must be paid contributions*). If you don’t have 39 PRSI contributions in the Governing Contribution Year, you can use 26 PRSI contributions paid in the governing contribution year and 26 paid in the year immediately before this.

*If you do not have 13 paid contributions in the governing contribution year, you must have paid 13 contributions in any of the following years:

  • The 2 years before the governing contribution year
  • The last complete governing contribution year
  • The current governing contribution year

Governing Contribution Year is the second last complete tax year, for example, for a claim in 2021 the second last complete tax year is 2019.

If you were self-employed, you must:

  • Have paid at least 156 PRSI contributions at Class S


  • Have paid at least 104 PRSI contributions at Class A or H


  • Have paid 52 PRSI self-employment contributions at Class S in the Governing Contribution Year.

You do not need to sign on at your local Intreo centre or actively look for work if you are getting this payment.

You can take up a course once you inform the Department of Social Protection. You can also continue in subsidiary employment.

Subsidiary employment

Subsidiary employment is work that could have been done while you were in full-time employment and outside your normal working hours. For example, if you worked a full-time job during the day and had a part-time job in the evening. The part-time job is known as subsidiary employment, if you were able to do the part-time work without it affecting your full-time job for at least 6 months.

Rate of payment

Benefit rate 2021

Maximum personal rateIncrease for an adult dependantIncrease for a child dependant from 7 January 2021
€203€134.70Child under 12 €38 (full-rate) €19 (half-rate) Child aged 12 and over €45 (full-rate) €22.50 (half-rate)

You may get an increase in your payment for an adult dependant and any child dependants you may have. You cannot claim an Increase for a Qualified Child (IQC) with your payment if your spouse, civil partner or cohabitant has an income of over €400 a week. You get a half-rate IQC if your spouse, civil partner or cohabitant earns between €310 and €400 a week.

How to apply

You can apply for the Benefit Payment for 65 Year Olds online at using a basic MyGovID account.

You can get a paper application by emailing and a form will be posted to you.